Consumer Directed Health Plans Show Savings
Aetna announced the results of a six year study of healthcare claims and utilization for members of its CDHP. Some of the key findings included:
- sustained savings over a five year period, employers saved anywhere between $7-$21 million per 10,000 members over the five year period,
- members of the plans sought increased levels of chronic and preventive care,
- higher utilization of generic drugs, and
- higher utilization on-line tools and information.
These seem to be promising results given the struggle that health plans have experienced in reigning in healthcare costs. It will be interesting to see the strategies that Aetna and other health plans may employ to compress the length of time that it may take for employers to benefit from such savings.